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Real Time Payments Initiatives [Updated August 8, 2019]

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From the Document: Technological advances have made it feasible to create a real time payments (RTP) network between financial institutions in which the recipient of an electronic payment would receive funds in seconds, compared to the current practice of later in the day or the next day. The Federal Reserve's (Fed's) recent announcement that it would create a RTP system has been controversial, as it will be directly competing with a privately owned system.
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